About Us

About Us

About Us

About Us

21st Century Financial Services

At 21st Century Financial Services, we work with our clients to help them take control of their financial future through education and the creation of a comprehensive financial strategy that is designed to help them with the 5 critical areas of retirement planning, including:

  • Retirement Income Planning
  • Social Security Planning
  • Medicare & Long Term Care Planning
  • Estate Planning & Legacy Planning

As Financial Services Professionals, we see it as our responsibility to help our clients make the strongest financial decisions for themselves and their loved ones. At 21st Century Financial Services, we work hard to bring our clients financial solutions that are designed to help them achieve security and peace of mind in retirement.

Call us today to see how we can help!!

Terry Keyzer
President and Founder
(352) 262-6318
Fax: 715-427-1137

344 Highland Shores Dr.
Ellenton, Fl. 34222

As the President of 21st Century Financial Services, Terry leverages the experience he has gleaned from his more than 50 years of experience in the field of insurance and retirement income planning. After spending decades building a successful life and health insurance agency, Terry realized the growing need for the 10,000 baby boomers who are retiring every day to build safety and guarantees into their retirement plans.

Terry’s vision and experience resulted in the creation of 21st Century Financial Services – a different kind of firm focused exclusively on helping clients with the unique needs they face in today’s unprecedented times – their 21st Century needs. Terry specializes in retirement income planning, helping clients maximize their Social Security income, and creative uses of life insurance to mitigate unwanted taxes and other risks.

When he’s not working with clients, Terry enjoys vacationing in Florida with his wife Virginia and visiting their children and grandchildren. Terry also enjoys flying as a private pilot, deep-sea fishing, and is a ministry leader for Celebrate Recovery.
Vice President
Introduced to the insurance world by her husband Terry, Virginia Keyzer earned her Life and Health insurance license at age 26, a few years after graduating college....
Regional Manager
Steve Nimmer has spent nearly 20 continuous years in the financial industry, which included owning a college planning business, serving as an insurance agent, and being licensed for securities sales...
District Coordinator
Leo Quick is a seasoned professional, with literally decades of experience, having worked in the financial services industry continuously since earning his Bachelor’s of Science in Marketing from the University of Illinois....
District Coordinator
Instead of the same old financial professional's list of what they can do for you, I thought I'd share WHY I do what I do and what I believe in for myself and others. Our next level of success, fulfillment, and joy always lives on the other side of the things we fear...
District Coordinator
After losing more than half of his retirement funds during the stock market crash of 2008 and the subsequent Great Recession, Timothy Zmudzinski decided to switch careers and became an income tax preparer...
District Coordinator
JD Webb is a Financial Services Professional with 21st Century Financial Services. He provides objective and customized insurance strategies to help meet the financial needs of his clients. He is committed...
Ken Lamster
District Coordinator
Ken has been in consultative financial services since 2004, helping individuals & families with solutions they might not have know was available. Having a knack for communicating the complex...
Ken Lamster
District Coordinator
Layne Gabiner is an Insurance and Financial Services Professional for over 30 years. He provides personal and customized insurance strategies tailored to meet the financial and insurance needs of his clients...
Ken Lamster
Broughton Lewis
Tanya Broughton Lewis is a Financial Services Professional at 21st Century Financial Services. She received her B.S. in Business from the University of Wisconsin-Stout and her Ph.D. in...
Ken Lamster
Regional Financial
Estate Planning Agent
Inspired to create ‘solutions to live a better life’ for her clients, Michelle B. Norfleet began her career in January 1998. She founded Best Rate Agency Corp., a financial resource and...
Ken Lamster
Sharlene Brooks has been a licensed life and health insurance agent since 2009 after several years of being a successful franchisee in the Chicago area. Sharlene has spent the last few years specializing ...
Mark Snyder
President - MAREB, Inc.
Mark Snyder is a graduate of Indiana Tech University with a BS and MBA in Business Administration He has been in the financial field for over 13 years He specializes in tax-free...
Mark Snyder
Financial Advisor
Tiffany Lewis is a Financial Advisor with 21st Century Financial. She works to provide coverage that's suitable for the specific needs of you & your business, to help protect your...