As the President of 21st Century Financial Services, Terry leverages the experience he has gleaned from his more than 50 years of experience in the field of insurance and retirement income planning. After spending decades building a successful life and health insurance agency, Terry realized the growing need for the 10,000 baby boomers who are retiring every day to build safety and guarantees into their retirement plans.

Terry’s vision and experience resulted in the creation of 21st Century Financial Services – a different kind of firm focused exclusively on helping clients with the unique needs they face in today’s unprecedented times – their 21st Century needs. Terry specializes in retirement income planning, helping clients maximize their Social Security income, and creative uses of life insurance to mitigate unwanted taxes and other risks.

When he’s not working with clients, Terry enjoys vacationing in Florida with his wife Virginia and visiting their children and grandchildren. Terry also enjoys flying as a private pilot, deep-sea fishing, and is a ministry leader for Celebrate Recovery.